Who is choicepoint insurance consumer center

A ChoicePoint report is a type of credit report that is used by insurance companies, landlords, and employers to make decisions about the character and creditworthiness of applicants.

The company had several high-profile security breaches during the s. Consumers can obtain a free copy of a ChoicePoint report about them if one exists. Perhaps that's it? I realize they're "different" but is comparatively bad?

If you look in the details, under "number of accounts not paid as agreed," when I clicked 'more info' the delinquencies considered only seem to go back 24 months, in which time period I have exactly ZERO baddies. Not sure what they're basing this on. If you look in your screenshot, is "below average. But why? Why would the same report equifax produce such a low insurance score but a rather decent FICO score?

Why not? Why mustn't or shouldn't two different types of risk model scores have difference? If you really want to know "why" then, ask ChoicePoint and Fait Isaac. FICO to One the key considerations for any insurance predictive scoring model is the likelihood of claims. And since each product has a different risk profile - your scores are different. Just like your auto enhanced score different compared to your regular fico. Why should it be higher?

You are comparing apple to orange. I think I file one regardless One of the things they use is your location. Choicepoint falsely hid from Plaintiff that she should dispute directly in writing with Choicepoint. If you manage to find that Choicepoint has minsinformation in its records on you, you can lobby to have it fixed by writing them a letter. Want more consumer news? Fair Credit Reporting Act 15 U. Whenever a consumer reporting agency prepares a consumer report it shall follow reasonable procedures to assure maximum possible accuracy of the information concerning the individual about whom the report relates.

Once a formal request has been made to correct an inaccuracy in the C. The consumer will need to follow up and obtain another copy of their C. AUTO report after the day period to make sure that the appropriate changes were made.

It is important to keep good records of all requests made to update the C. AUTO report in case inaccuracies continue.